Younited has a simple yet ambitious mission: to reinvent credit, making it more transparent, faster, and fairer.
In just a few years, the company has become Europe’s leading fintech in split payments and instant, responsible financing. With Younited Pay, it enables merchants to offer flexible financing terms — from 3 to 84 monthly installments — in just a few seconds, for purchases ranging from €100 to €50,000.
Today, Younited partners with leading retail and e-commerce brands such as Apple Premium Reseller, Bouygues Telecom, Bobochic, Pixmania, and Smeg, who trust the company to deliver a smooth, inclusive, high-performance, and innovative payment experience, with financing options combined with services such as trade-in programs for old products.
Available across all sales channels — physical stores, telesales, and e-commerce websites — Younited Pay offers a truly omnichannel experience. Fully regulated, the solution already complies with the upcoming 2026 European consumer credit regulation.
Younited Pay is also accessible through technology partners, with plugins for Shopify, PrestaShop, WooCommerce, and Magento, as well as advanced APIs and PoS solutions. Key partners include Monext (PSP), Purse and Norbr (orchestrators), Coqliqo (in-store payment), and Voxpay (remote payment), allowing thousands of merchants to offer flexible payment options directly at checkout.
With proven expertise across home equipment, high-tech, mobility, automotive, and luxury sectors, Younited Pay is a key growth driver for customer loyalty and for meeting the rising demand for flexible payment solutions.